Payne County, OK (Oklahoma) has about 82,972 residents. Workers there whose highest education is a bachelor's degree earn a median of $48,289 a year, about 49% more than workers with a high school diploma ($32,489) (Census Bureau, 2020-2024, everyone 25 and over with earnings). Median rent is $917 a month and the median home is worth $223,300. This page gathers public data about the county's pay, housing, jobs and health-care access. Counties are listed alphabetically; MajorPays does not rank places.
Pay by education level
Bachelor's premium
+49%
Bachelor's pay over high school pay
Adults with a bachelor's degree or higher
40%
Ages 25 and over
Median household income
$49,809
Census ACS 2020-2024
Urban-rural classification
Code 4 of 9
Nonmetro - Urban population of 20,000 or more, adjacent to a metro area (USDA ERS, 2023)
Income per person
$48,953
BEA, 2024; includes all income, children and retirees
Housing and cost
Median rent
$917/mo
Gross rent, ACS 2020-2024
Fair market rent, 2 bedrooms
$1,014/mo
HUD, fiscal year 2025
Median home value
$223,300
Owner-occupied homes
Home price change, 2020 to 2025
+46.6%
FHFA House Price Index; +5.7% from 2024 to 2025; +71.4% from 2015 to 2025
Rent as a share of bachelor's pay
23%
A year of median rent over median bachelor's earnings
Renters paying 30%+ of income
57%
Renter households
Jobs and work
Unemployment rate, all workers
3.1%
BLS, 2024 annual average
Jobs located here, 2025
35,314
Average pay per job $53,788 a year at 2,307 employers; +0.3% from 2024 (BLS; jobs located in this area, wherever workers live)
Gross domestic product, 2024
$4.5 billion
Real growth +2.0% from 2023 (BEA, current dollars)
Moved in from another state or abroad, bachelor's or higher
5.1%
Of adults 25+ with a bachelor's or higher, the share who lived in another state or abroad a year earlier (±1.4); 3.4% (±1.0) among adults without one; ACS 2020-2024
Unemployment, bachelor's degree or higher
3.3%
Ages 25-64, ACS 2020-2024
Unemployment, high school diploma
4.7%
Ages 25-64, ACS 2020-2024
Private-sector jobs per 100 residents
27
Jobs located in the county (Census CBP 2023)
Average pay per private-sector job
$41,400
Census CBP 2023
Commutes of 45 minutes or more
10%
Share of workers
Poverty rate by education, adults 25 and over
| Education | This county | United States |
|---|---|---|
| Less than high school | 33.7% (±7.7) | 24.2% |
| High school graduate | 16.0% (±2.9) | 14.4% |
| Some college or associate's degree | 15.2% (±2.7) | 9.8% |
| Bachelor's degree or higher | 5.9% (±1.8) | 4.5% |
Share of people with income below the federal poverty level, by the highest education they have completed (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B17003; margins of error at the 90% level in parentheses). A description of who lives here, not a prediction for any person.
What residents with a bachelor’s degree studied
| Field of first major | This county | United States |
|---|---|---|
| Science and engineering | 39.5% | 36.1% |
| Science and engineering related fields | 7.7% | 10.0% |
| Business | 16.7% | 20.1% |
| Education | 14.6% | 10.9% |
| Arts, humanities and other | 21.4% | 23.0% |
Share of adults 25 and over with a bachelor’s degree, by the field of their first major (U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table C15010; the Census Bureau’s own groups, listed in a fixed order, not ranked; margins of error at most 2.7 points). A description of who lives here, not a prediction for any person.
The largest private-sector industries by jobs are hotels and restaurants (21%), retail trade (19%), health care and social assistance (15%) (Census Bureau, County Business Patterns 2023; employment in cells Census withholds is not shown).
Pay by industry, 2025
Private-sector jobs and average annual pay by industry, listed alphabetically (MajorPays does not rank industries or places). All industries together, including government: 35,314 jobs, average pay $53,788 a year. A row is missing when the Bureau of Labor Statistics withholds it to protect privacy or when there are fewer than 10 jobs.
| Industry | Jobs | Average annual pay |
|---|---|---|
| Accommodation and food services | 4,755 | $20,029 |
| Administrative and support and waste management services | 1,324 | $41,054 |
| Agriculture, forestry, fishing and hunting | 104 | $41,380 |
| Arts, entertainment, and recreation | 450 | $22,451 |
| Construction | 1,638 | $69,421 |
| Educational services | 184 | $38,728 |
| Finance and insurance | 739 | $66,237 |
| Health care and social assistance | 2,447 | $44,675 |
| Information | 263 | $54,156 |
| Management of companies and enterprises | 257 | $88,913 |
| Manufacturing | 1,338 | $61,721 |
| Mining, quarrying, and oil and gas extraction | 375 | $73,806 |
| Other services (except public administration) | 861 | $58,904 |
| Professional, scientific, and technical services | 1,190 | $76,904 |
| Real estate and rental and leasing | 559 | $39,969 |
| Retail trade | 4,095 | $32,774 |
| Transportation and warehousing | 475 | $88,441 |
| Utilities | 142 | $92,527 |
| Wholesale trade | 655 | $69,890 |
People and access
Poverty rate
22.0%
All ages, Census SAIPE 2023 (model-based estimate)
Child poverty rate
20.0%
Under 18, Census SAIPE 2023
Median age
27.7
Years
Households with broadband
87%
Any broadband subscription
People without health insurance
11.0%
All ages, ACS 2020-2024
Homeownership rate
51%
Occupied homes that are owner-occupied
Residents enrolled in college
20,164
24.9% of residents 3 and older (±1,006); U.S. 6.6%; includes graduate school; wherever they study
Adults 25 to 34 with a bachelor's or higher
41.1%
±4.4; U.S. 39.6%; ACS 2020-2024
People ages 18 to 24
27.1%
22,722 people in July 2025, +8.9% since July 2020 (Census population estimates)
Workers who work from home
8.8%
Workers 16 and over
Veterans among adults
5.1%
Civilian adults 18 and over
Health care access
HRSA's shortage score runs from 0 to 25 (26 for dental); higher means a bigger shortage of providers in a designated area. Highest score in this county: primary care 18, dental 15, mental health 17. Designations can cover part of a county and change over time (Health Resources and Services Administration).
Colleges in this county
3 colleges in the federal directory are located here, listed alphabetically; MajorPays does not rank colleges. Each name links to the college’s profile.
| College | Type | Level | Students, fall 2024 |
|---|---|---|---|
| Hello Gorgeous Barbers Stillwater's School of Barbering | Private for-profit | Less than 2-year | 31 |
| Meridian Technology Center | Public | 2-year | 1,009 |
| Oklahoma State University-Main Campus | Public | 4-year or above | 27,278 |
Source: U.S. Department of Education, National Center for Education Statistics, IPEDS directory (HD 2024, county of the campus) and Fall Enrollment 2024 (total headcount). A count of students is the size of the college, not its quality; the Department has not endorsed this presentation.
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Sources: pay by education level, household income, rent, home value, rent burden, commute times, median age, broadband, health insurance, home ownership, college enrollment, working from home and veterans from the U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (Tables B20004, B15003, B19013, B25064, B25077, B25070, B08303, B01002, B28002, B27010, B25003, B14001, B08301, B21001 and B23006; earnings are published medians for everyone 25 and over with earnings, so they include part-time workers and run lower than full-time figures; median earnings, income, rent and home values are shown only when their margin of error is at most 20%; shares such as rent burden, commutes and broadband are shown only when their margin of error is at most 7 percentage points, and median age only when its margin is at most 20%; rent as a share of bachelor's pay is MajorPays' calculation). Unemployment: U.S. Bureau of Labor Statistics, Local Area Unemployment Statistics, 2024 annual averages; unemployment by education level (ACS Table B23006) is shown only when its margin of error is at most 2.5 percentage points, so small areas often show none. Jobs per 100 residents, average pay per job and largest industries: U.S. Census Bureau, County Business Patterns 2023 (private-sector, non-farm employers; Census adds noise to protect businesses; jobs are counted where they are located). Income per person: U.S. Bureau of Economic Analysis, 2024. Poverty: U.S. Census Bureau, Small Area Income and Poverty Estimates, 2023 (model-based estimates with margins of error). Fair market rent: U.S. Department of Housing and Urban Development, fiscal year 2025 (HUD's estimate of gross rent for standard units, generally at the 40th percentile and at the 50th in some areas, set for housing-market areas; it is a program standard, not an average market rent). Pay by industry: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2025 annual averages (jobs covered by unemployment insurance, including government where stated; average annual pay is total wages divided by average jobs, includes bonuses, and is pay per job, not per person; self-employed people are not counted). Home price change: U.S. Federal Housing Finance Agency, annual House Price Index for counties (all-transactions index, not seasonally adjusted; it measures how prices of repeat-sale and refinanced single-family homes changed, not the price level; changes are not adjusted for inflation; less reliable for counties with few sales). Recent movers by education: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B07009 (adults 25 and over who lived in a different state or abroad one year earlier; shown only when the margin of error is at most 8 points). Poverty by education: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B17003 (shown only when each margin of error is at most 8 points). Field of bachelor's degree: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table C15010 (shown only when each margin of error is at most 5 points). Jobs located here: U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2025 annual averages (jobs covered by unemployment insurance in the county; average pay is total wages divided by jobs and includes bonuses and high earners, so it is not a median or what a graduate earns; figures are revised). Gross domestic product: U.S. Bureau of Economic Analysis, Regional Economic Accounts, GDP by county, 2024 (current dollars and real growth; revised; areas BEA combines are left out). Residents enrolled in college: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B14001 (people living in the area who are enrolled in college or graduate school, at any school; shown only when the margin of error is at most a quarter of the estimate). Adults 25 to 34 with a bachelor's or higher: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, Table B15001 (shown only when the margin of error is at most 6 points). People ages 18 to 24: U.S. Census Bureau, Population Estimates Program, county population by age, vintage 2025 (July 1, 2025 and July 1, 2020; estimates are revised, and changes can swing widely in college towns). Urban-rural classification: U.S. Department of Agriculture, Economic Research Service, 2023 Rural-Urban Continuum Codes (1 = most urban, 9 = most rural; a classification of the county, not a measure of quality). Shortage-area scores: U.S. Health Resources and Services Administration, Health Professional Shortage Areas (designated area-based designations; designations can cover part of a county). MajorPays selected and reorganized these figures; none of these agencies has approved or endorsed this presentation. Figures describe a county as a whole, not any person in it. See Data sources for each dataset's terms.