﻿MajorPays data file: ZIP Code areas (ZCTAs)
Built 2026-10-04. Rows: 8,852.

ZIP Code areas (Census ZCTAs) with at least 5,000 residents that also have a published bachelor's-degree earnings figure meeting the margin-of-error rule (8,852 of 13,362 such areas); smaller or less reliable areas are omitted. The state is that of the county holding most of the area's land. Place names repeat across states and keep Census suffixes (city, CDP, town...); use geoid, or name plus state, as the key. Medians are shown only when the margin of error is at most 20% of the estimate; shares only when the margin of error is at most 7 percentage points and the margin of the base count is at most 30% of the base; unemployment rates only when the margin is at most 2.5 points, the labor force is at least 1,000 and the rate is above zero (so rates of zero are not shown). Very low rates (under 1%) are survey estimates with margins up to 2.5 points and may be statistical noise.

ABOUT THESE FILES
Prepared by MajorPays (https://majorpays.com) on 2026-10-04 from U.S. government data. MajorPays selected, combined and in places recalculated these published figures; none of the agencies named below has approved or endorsed this presentation or tested these modifications.
Figures describe groups, not any one person, and may be incomplete, delayed or inaccurate. MajorPays does not provide advice. Terms of Use: https://majorpays.com/terms.html ; sources: https://majorpays.com/data-sources.html ; rules for showing a number: https://majorpays.com/how-it-works.html
Blank cells mean the figure is not published, is withheld, did not meet MajorPays' reliability rules, or (for county files) a shortage-area score does not apply because the area has no designation. Rows are in alphabetical order; this is not a ranking.
HOW TO OPEN: the CSV is UTF-8 with a byte-order mark (Excel, Google Sheets and pandas with encoding="utf-8-sig" read it correctly) and has one header row followed by data only. Identifier columns (geoid and zip codes) are text: in Excel use Data > From Text/CSV and set them to Text so leading zeros are kept; in pandas use dtype=str for those columns.
USE: you may use and share these files free of charge with credit to the original agencies named below (and, if you like, to MajorPays), keeping the credit and notices in this README. Nothing in MajorPays' terms limits any right you have under a source's own license or public-domain status. MajorPays claims no rights in the underlying government data.

COLUMNS
geoid: 5-digit ZIP Code Tabulation Area (text; keep leading zeros, e.g. 02115)
name: ZIP area name with county
state: Postal code
acs_median_earnings_all_workers_25plus_high_school_usd: ACS 5-year median earnings of ALL people 25+ with earnings (includes part-time), highest education a high school diploma; blank when the margin of error exceeds 20%
acs_median_earnings_all_workers_25plus_some_college_usd: Same, some college or associate's degree
acs_median_earnings_all_workers_25plus_bachelors_usd: Same, bachelor's degree
acs_median_earnings_all_workers_25plus_graduate_usd: Same, graduate or professional degree
acs_median_earnings_all_workers_25plus_all_usd: Same, all education levels
population: Total population (ACS 2020-2024)
longitude: Census Gazetteer internal point
latitude: Census Gazetteer internal point
adults_with_bachelors_or_higher_pct: Share of adults 25+ with a bachelor's degree or higher (ACS B15003)
median_household_income_usd: ACS median household income
median_gross_rent_per_month_usd: ACS median gross rent
median_home_value_usd: ACS median value of owner-occupied homes
unemployment_bachelors_or_higher_pct: ACS B23006 unemployment rate, civilians 25-64 with a bachelor's degree or higher; shown only when the margin of error is at most 2.5 points and the labor force is at least 1,000
unemployment_high_school_pct: Same, high school diploma
unemployment_some_college_pct: Same, some college or associate's degree
renters_paying_30pct_plus_of_income_pct: ACS B25070; shown only when its margin of error is at most 7 points
commutes_45_minutes_or_more_pct: ACS B08303
median_age_years: ACS B01002
households_with_broadband_pct: ACS B28002
people_without_health_insurance_pct: ACS B27010
homeownership_pct: ACS B25003
poverty_rate_acs_pct: ACS B17001 share of people with income below the poverty level
workers_working_from_home_pct: ACS B08301
veterans_among_civilian_adults_pct: ACS B21001
residents_enrolled_in_college_pct: ACS B14001

SOURCES AND CREDIT
- U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates (cite the Census Bureau as the source of the original data); Census 2024 Gazetteer files for coordinates. ZIP Code Tabulation Areas are Census approximations of ZIP Code areas, each labelled with the county (and its state) holding most of its land.
